Patisserie Valerie has said it is currently opening “a store every two to three weeks”, this comes after its stock market floatation plans prove successful. Patisserie Holdings PLC, parent company of Patisserie Valerie, went public in May this year, and has since cleared its debts as well as generated return for shareholders.The brand will look to open in service stations and forecourts after the successful performance in its site in Beaconsfield service station.Paul May, chief executive of Patisserie Holdings said: “Our aim is to open 20 new stores a year, and that is what we are doing. We are currently opening a new store up every two to three weeks, and currently have 96 Patisserie Valerie branded shops.”The company will also roll out more of its recently acquired sandwich brand, Philpotts.The £10m-turnover sandwich business was purchased in March, and now has 23 sites around the country.May said: “We first need to integrate Philpotts into the group, but then we will expand the business further.”The brand also plans to extend its offering in train stations, where it currently has 11 sites.It is currently in negotiations to open two to three sites in Belfast which should open in the near future.Global possibilities May continued: “The plan for next year is to innovate, open new stores and of course maintain the estate.”“Expanding internationally is something I think we will naturally look to do, but at the moment we are just focusing on the UK.The business is currently worth around £200m, and it employs up to 1500 people to its work force each year.
Today, founding Allman Brothers Band guitarist Dickey Betts announced that he has postponed his next three tour dates—August 28th at the Great New York State Fair in Syracuse, NY; August 30th in Wallingford, CT; and August 31st in Hampton Beach, NH—due to health concerns.As a press release on the guitarist’s website notes, Betts “had recently experienced what his doctors called a ‘mild stroke.’ Yesterday, after describing to his physicians certain post-stroke repercussions, he was strongly advised to give himself more time to recuperate.” The release also notes that doctors assured Betts that he should be 100% recovered after three to five more weeks of recuperation.“Dickey really regrets that he can’t be there for his fans,” says Betts’ manager, David Spero, “but he has to take care of his health first.” Betts is hoping to work with promoters to reschedule the theater dates in Wallingford, CT, and in Hampton Beach, NH.Joining Dickey Betts on the road for his remaining upcoming dates are his son, Duane Betts, and Damon Fowler on guitar, Pedro Arevalo on bass guitar, Frankie Lombardi and Steve Camilleri on drums, and Mike Kach on keyboards.The news of these date cancellations comes on the heels of Betts’ announcement of three additional tour dates last week. According to the release, Betts should be ready to rock once again by the time the recently announced run of dates begins on November 1st at the Bell Auditorium in Augusta, GA.We wish Dickey Betts a speedy recovery! For a full list of Betts’ upcoming tour dates, or to grab your tickets now, head to his website here.Dickey Betts Upcoming Tour Dates: Nov. 1 – Bell Auditorium – Augusta, GANov. 3 – Pompano Beach Amphitheater – Pompano Beach, FLNov. 5 – Ruth Eckerd Hall – Clearwater, FLJan. 6 – Southern Rock Cruise – Tampa Bay, FLView Upcoming Tour Dates
TALLINN, Estonia (AP) — Estonia’s two biggest political parties say they have clinched a deal to form a new government to be led by a female prime minister for the first time in the Baltic country’s history, replacing the previous Cabinet that collapsed into a corruption scandal earlier this month. The party councils of the the opposition, center-right Reform Party and the ruling. left-leaning Center Party were expected on Sunday to vote in favor of joining a Cabinet headed by Reform’s prime minister-designate and chairwoman Kaja Kallas. Both parties are set to have seven ministerial portfolios in the 14-member government which would muster a majority at the 101-seat parliament.
Courtesy of Caleb Mishler Holy Cross senior Caleb Mishler is the valedictorian for the College’s class of 2020.At Holy Cross, Mishler majored in business with minors in marketing and communications. He also minored in computer science through the Northern Indiana Consortium for Education (NICE) program. He participated in student government, eventually serving as student body vice president his junior year, and was a resident assistant in Anselm Hall for two years. Mishler said the biggest thing he learned from his four years as a Saint is that learning goes far beyond the classroom. “School is not necessarily all about classwork,” he said. “It’s also about getting involved and trying to make a difference in your community. Holy Cross really drives that force of wanting to be involved in and create global citizens. So the more we get involved, I feel like it helps in the classroom, but, two, it helps you understand various perspectives and different opinions that maybe you might not understand at the time but become aware of more.”Mishler is currently searching for jobs, hoping to be employed in business systems in a community aspect, such as city government. Due to the ongoing pandemic, Holy Cross is intending to have an in-person graduation celebration in early September. Though commencement is still several months away, Mishler said he plans to focus his valedictory address on the concept of resilience and perseverance.“There’s been [a lot] to come up in the past few years that we’ve kind of grown from and grown together, and this senior class I feel like embodies that,” he said. “So even with this pandemic, I feel like when we come back together in the fall, it’s going to be a good representation of everything we’ve come through and just grown together as a unit.”His fondest memory of his time at Holy Cross, he said, was when Holy Cross student government got to present the flag at the Vanderbilt game in 2018. Along with fellow senior and student body president Dave Napierkowski, the two stood side-by-side Notre Dame and Saint Mary’s student government leaders as representatives of the tri-campus community. “The two of us got to stand down there with everyone and the flyover happened. They introduced us, and it was really cool because we’re decked out in the Holy Cross apparel,” he said. “All of our peers are there supporting us, and we got to just be a representative of Holy Cross and the tri-campus. It’s a moment that we still talk about and will not forget.”Mishler said if there was one message he could convey to the class of 2020, it would be one of gratitude. “Thank you for the support and just being there, being present, whether it was in athletics or student government or just seeing each other in the dining hall,” he said. “Don’t lose that passion or lose that focus of wanting to talk to each other and hear each other’s stories. Because I feel like that’s the most important thing we have.”Tags: Anselm Hall, Caleb Mishler, commencement 2020, Holy Cross College When senior Caleb Mishler found out he had been selected as the valedictorian for the Holy Cross class of 2020, he said the experience was nothing short of “surreal.” Though many students worked hard and were qualified, he said, the amount of support he received from the College community was unparalleled. “It’s a close-knit community,” he said. “So everyone’s always super excited for each other. There’s a whole ordeal of people congratulating me and being able to celebrate with family and friends.”Mishler is from Elkhart, Indiana, and grew up around 30 minutes from Holy Cross. Growing up watching Notre Dame football, he said being from the area was a big part of his decision to attend the College.“That was kind of one of the big things that drew me to Holy Cross, and then being able to have a big environment with a small classroom feel,” he said.
JACKSONVILLE, Fla. – October 3, 2011 – Lender Processing Services Vermont’s mortgage foreclosure and delinquency rates remained unchanged in August, but the state slipped one spot to 10 as Virginia’s mortgage situation improved. The August Mortgage Monitor report released by Lender Processing Services, Inc. (NYSE: LPS) shows that foreclosure starts were up in August by nearly 20 percent compared to July 2011 results, with first-time foreclosure starts reaching 2011 highs.Overall, foreclosure starts remained down more than 12 percent from this time last year. At the same time, of the approximately 4 million loans that are either 90 or more days delinquent or in foreclosure, the number in the 90 or more days category has shrunk to levels not seen since 2008. The August data also showed that, of loans that were current six months prior, 1.4 percent had become seriously delinquent, a rate of less than half of the peak of 2.9 percent in 2009.At the same time, “first-time” delinquencies (new problem loans that had never been delinquent before) accounted for approximately a quarter of total new delinquencies – further signs of an improving trend for new problem loans. However, of the nearly 46 million loans that were current as of the end of August, 23 percent were still at risk as a result of negative equity – a leading indicator of a borrower’s propensity to default. August results showed an all-time high in the number of loans shifting from foreclosure back into delinquent status, suggesting that process reviews and potential loss mitigation activity are continuing.As a result, foreclosure timelines continue to increase, with the average loan in foreclosure having been delinquent for a record 611 days. Average delinquencies in non-judicial states continue to be about six months shorter at time of foreclosure sale compared to judicial states, where backlogs continue to be extremely high.As reported in LPS’ August 2011 First Look release, other key results from LPS’ latest Mortgage Monitor report include:Total U.S. loan delinquency rate: 8.13% Month-over-month change in delinquency rate: -2.5%Total U.S foreclosure pre-sale inventory rate: 4.11%Month-over-month change in foreclosure pre-sale inventory rate: 0.1%States with highest percentage of non-current* loans: FL, MS, NV, NJ, ILStates with the lowest percentage of non-current* loans: ND, SD, AK, WY, MT*Non-current totals combine foreclosures and delinquencies as a percent of active loans in that state.Notes: (1) Totals are extrapolated based on LPS Applied Analytics’ loan-level database of mortgage assets. (2) All whole numbers are rounded to the nearest thousand. About the Mortgage Monitor LPS manages the nation’s leading repository of loan-level residential mortgage data and performance information on nearly 40 million loans across the spectrum of credit products. The company’s research experts carefully analyze this data to produce a summary supplemented by dozens of charts and graphs that reflect trend and point-in-time observations for LPS’ monthly Mortgage Monitor Report. To review the full report, visit http://www.lpsvcs.com/NEWSROOM/INDUSTRYDATA/Pages/default.aspx(link is external).About Lender Processing Services Lender Processing Services, Inc. (LPS) is a leading provider of integrated technology, services and mortgage performance data and analytics to the mortgage and real estate industries. LPS offers solutions that span the mortgage continuum, including lead generation, origination, servicing, workflow automation (Desktop(R)), portfolio retention and default, augmented by the company’s award-winning customer support and professional services. Approximately 50 percent of all U.S. mortgages by dollar volume are serviced using LPS’ Mortgage Servicing Package (MSP). LPS also offers proprietary mortgage and real estate data and analytics for the mortgage and capital markets industries. For more information about LPS, visit www.lpsvcs.com(link is external).
21SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr People are increasingly relying on their mobile devices to conduct a wide range of day-to-day activities, including banking and shopping. And the places they do it may surprise you…A recent survey found 54 percent of consumers use their mobile banking app at work, with 1 in 10 admitting to checking it during a meeting. Thirty-nine percent of those surveyed logged into mobile banking at a restaurant, 38 percent while waiting to check out at a store and 17 percent while on a date. Thirty-seven percent of respondents said they use mobile banking while on a work break, 28 percent while commuting and 24 percent while waiting to pick up a child from school.The same survey found a third of consumers are using their mobile app more often now than in 2014, and 35 percent are banking online more frequently than a year ago. In comparison, just 16 percent are stopping by branches more often. continue reading »
“I am pleased that our initiative has been recognized in the EU, and for it we have the strong support of Prime Minister Andrej Plenković and the Government of the Republic of Croatia. In the economy of the European Union, tourism provides 24 million jobs, that is, every 11 workers are employed in jobs directly related to tourism. In addition, given that tourism is one of the fastest growing economic activities in the EU with a major impact on growth, society, development and employment, and that the contribution of tourism and travel to EU GDP is around ten percent, the premise that tourism deserves better position within the institutions of the European Union, which will ultimately be extremely important for tourism in all EU member states, including Croatia, said the Minister of Tourism of the Republic of Croatia, Gary Cappelli. So far, 14 of the 28 member states have supported the Croatian initiative. Namely, this is an initiative for better positioning of tourism within the EU institutions, which was launched at the beginning of the year by the Minister of Tourism of the Republic of Croatia, Gary Cappelli. For the first time, the European Parliament has proposed a special budget line for tourism worth 300m euros. In mid-December, the 1-month program of the EU Council for the period from 2019 January 30 to 2020 June XNUMX was confirmed in Brussels, a program prepared by Romania, the Republic of Finland and the Republic of Croatia, as the so-called future Trio of EU Council Presidents. cooperation with the General Secretariat of the Council of the EU and the European External Action Service in parts within their competences. The inclusion of tourism in the program of the EU Council is a confirmation of how Croatian lobbying and emphasizing the importance of tourism for the entire economy was justified, both in the country and at the EU level. This work program explicitly mentions tourism for the first time, within the chapter Union of Jobs, Growth and Competitiveness, where the need for better positioning of tourism at the EU level is stated, especially in order to stimulate growth and employment. In addition, the European Parliament, as one of the EU institutions that most strongly supports the tourism sector, adopted the Interim Report on the Multiannual Financial Framework 14-2018 (MFF) at its plenary session held on 2021 November 2027, which will serve as the EP’s position. to reach a final agreement on the MFF. With this document, the European Parliament calls on the European Commission to prepare the legislative framework needed to establish a sustainable tourism program that would be part of the Single Market Program.
The Feb. 12 column, “Fear not, America: Our infrastructure is not ‘crumbling,’”by David Harsanyi is fraught with inaccuracies. The writer claims “crumbling infrastructure” is an inaccurate characterization of our roads and bridges. He states that the Minneapolis bridge collapse in 2007 was a result of a design flaw. While the NTSB did attribute part of the failure to an undersized plate, Harsanyi omits key facts referenced by the investigators. The bridge had been resurfaced with 2-inch of added pavement – a 20 percent increase in load — and 262 tons of stone were piled on the bridge in a concentrated location as part of a repair. Notably, the bridge had functioned adequately for 50 years when it was overloaded. Stating that only 2 percent of bridges are structurally deficient is counter to the American Society of Civil Engineers, which finds the total to be 10 percent.A structurally deficient bridge is one which must be restricted for speed or weight. How many of us want to cross bridges that are unsafe? Categories: Letters to the Editor, Opinion Harsanyi mentions poor runways. The runway isn’t the problem. It’s terminals, and access that are issues.Further, he conflates infrastructure investment with social engineering, claiming “no evidence infrastructure creates jobs.” Harsanyi ignores the fact that 11 percent of jobs in America — more than 14 million — are in infrastructure. Stating “the majority of infrastructure is built by the private sector” is untrue. Roads, water systems and airports are public sector efforts, not private investment. Further, recent outcomes with private sector funding have been disappointing — the bankrupt Indiana tollway being one example. Healthy infrastructure is critical to a safe nation and economy. We can fund it or we can continue to postpone the work. If we ignore it, it costs more later and it crumbles.Scott StevensBurnt HillsMore from The Daily Gazette:EDITORIAL: Beware of voter intimidationEDITORIAL: Find a way to get family members into nursing homesFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Urgent: Today is the last day to complete the censusEDITORIAL: Thruway tax unfair to working motorists
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